Earn 3.64% APY!

The Flex12 CDx is available! Don't wait, earn 3.64% APY today.

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Auto Loans as Low as 4.99% APR*

Auto rates just dropped. Drive away today!

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Stay Safe from Frauds & Scams

From phishing to identity theft, work together as a family to recognize and prevent scams.

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"I've been with CWCU since elementary school, saving for my first laptop. That early win taught me the value of saving and that banking could be fun! Now, almost 20 years later, I'm financially stable and goal-oriented, thanks to their continued support, attentive staff, and guidance in opportunities. They helped turn my childhood saving into adult success."

- Karmann R., Member since 2010

Discover Our Rates

From low Annual Percentage Rates (APR) on auto loans to high Annual Percentage Yields (APY) on certificates, our rates are right where you want them.

Become a Member

Welcome! We're so happy you're here. Whether you're interested in our attractive savings rates, need a loan, or just want a place to put your money, Central Willamette is your answer. Start your journey by opening your membership account.

About Us

Money has a way of making things stuffy and unfriendly - if you've been to a big bank, you know the feeling. Central Willamette is different. Around here, we're friendly, approachable, and focused on service instead of the almighty dollar.

The CWCU Advantage

Making it easier and personally advantageous for you to save, borrow, and invest is our daily mission. 

What Our Members Say

"I got a loan through CWCU and have never had a better experience. Every person I talked to has been friendly and very informative! Their communication has been absolutely top notch. The only place I will get a loan from from now on. Thank you guys for being so amazing every step of the way!" -- Matthew, CWCU member since 2022

Investing In our Communities

In addition to being some of your biggest fans, we’re also energetic supporters of non- profit organizations that weave throughout the communities we serve. We aim to leave a positive impact. empower individuals, and uplift neighborhoods, fostering a stronger sense of unity and shared purpose.